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	<title>financial news &#187; Cheques</title>
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		<title>Who is the APACS and What Do They Mean to You?</title>
		<link>http://www.financial-news.org.uk/who-is-the-apacs-and-what-do-they-mean-to-you/</link>
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		<pubDate>Thu, 25 Sep 2008 16:48:25 +0000</pubDate>
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				<category><![CDATA[APACS]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[UK Bank Accounts]]></category>
		<category><![CDATA[UK Credit Cards]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Cheques]]></category>

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		<description><![CDATA[The APACS is responsible for bank clearing in Britain. It is this institution that ensures that when you deposit a cheque into your account, the money will be moved from the cheque&#8217;s account to yours.
Who is the APACS?
The APACS is a trade association in the UK that represents 31 members and 97% of the total [...]]]></description>
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		<title>Bank Charges Explained</title>
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		<pubDate>Thu, 25 Sep 2008 16:21:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[UK Bank Accounts]]></category>
		<category><![CDATA[UK Credit Cards]]></category>
		<category><![CDATA[Accounts]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Cheques]]></category>
		<category><![CDATA[Current Account]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Savings]]></category>

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		<description><![CDATA[Bank charges are specific fees set by the bank, when you fail to follow the agreed terms of the bank. When you approach any bank to open an account or apply for a credit card, you have to enter into an agreement and abide by that bank’s rules. In UK, bank charges are also called [...]]]></description>
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